NHS Travel Insurance - With COVID Cover Included

Over 50’s Annual Travel Scheme

Especially for NHSRF members

Worldwide Cover, No declaration of medical conditions: £270.00


About NHS Retirement Fellowship Travel Insurance

The NHS Retirement Fellowship Travel Insurance Scheme provides tailored travel insurance, underwritten by Lloyd’s Syndicate 4444 which is managed by Canopius Managing Agents Limited to members of the NHS Retirement Fellowship. Our aim is to provide a quality service at a competitive price, to a standard that provides true peace of mind to the frequent traveller. In working with NHSRF we have delivered a travel insurance that members can rely on; easily accessed Online or via our expert Travel Team who are ready to assist.

The scheme is open to all NHS Retirement Fellowship members providing they are between 50 and 74 years of age and reside in the UK.

For those outside of this scheme’s 50-74 eligibility…

A full suite of cover is available via our Affinity Partner Civil Service Insurance Society.


About the Scheme & Eligibility

    • Open to members of NHSRF aged between 50 and  74* and their families
    • UK Residents
    • Travel is solely for leisure purposes
    • You must be ‘Fit to Travel’ defined as:
      – If you had contacted your medical practitioner prior to booking your planned trip, and before the trip departure, he/she would not have advised against travel and/or between booking and departure any and all pre-existing medical conditions must be stable and well-controlled both as to the individual condition and treatment(s) thereof and/or there exists no known likelihood of any medical tests, investigations or major variation of treatment or medication between booking travel and the date of departure or whilst travelling.*

– You do not have a chronic breathing condition
– You have not been given a terminal prognosis

* The standard age limit for the scheme is 74. However, for the first year of the Open Travel Insurance Scheme – commencing 1st October 2021, members up to the age of 74 can join and continue on the scheme at the common renewal date of 1st October 2022.

Start Your Cover

Over 50’s Annual Travel Scheme

The NHSRF Travel Insurance scheme is available to all NHSRF members aged between 50 and 74 years of age residing in the UK.

Once a scheme member no upper age limit will apply provided cover is not lapsed.

NHS Travel Insurance - With COVID Cover Included

What’s included

  • Full Worldwide Cover
  • No medical screening information is required
  • No limit to the number of journeys
  • Any single trip can last for up to 65 days (45 days for Caribbean, USA or Canada travel)
  • Winter sports cover up to 17 days
  • Members can opt to include partners, spouses and children (until their 21st birthday)
  • Pre-existing medical conditions are covered as long as members are fit to travel and not terminally ill

If we can’t offer you the travel insurance cover you want, or your premium is higher than you expected because you have serious medical conditions, you may be able to get help by accessing the MoneyHelper travel directory or by calling 0800 138 7777 (Open Monday to Friday, 8am to 6pm).